@import url('https://fonts.googleapis.com/css2?family=Cormorant+Garamond:ital,wght@0,400;0,500;0,600;0,700;1,400;1,600&family=Work+Sans:wght@300;400;500;600;700&display=swap');

/* ===== RESET & BASE ===== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --bg: #F0F2F5;
  --navy: #162040;
  --steel: #4A5568;
  --teal: #1B6B72;
  --teal-dark: #155459;
  --white: #FFFFFF;
  --border: #D1D5DB;
  --border-dark: #9CA3AF;
  --text-light: #6B7280;
  --bg-section: #E8EAF0;
  --navy-light: #1e2d52;
  --font-heading: 'Cormorant Garamond', Georgia, serif;
  --font-body: 'Work Sans', system-ui, sans-serif;

  /* aliases */
  --color-steel: var(--secondary, #64748b);
  --text: var(--text-color, #1e293b);
}

html { font-size: 16px; scroll-behavior: smooth; }

body {
  font-family: var(--font-body);
  background-color: var(--bg);
  color: var(--steel);
  line-height: 1.65;
  font-weight: 400;
}

img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; transition: color 0.2s; }
ul { list-style: none; }

/* ===== TYPOGRAPHY ===== */
h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  color: var(--navy);
  font-weight: 600;
  line-height: 1.2;
}
h1 { font-size: clamp(2.2rem, 4vw, 3.4rem); }
h2 { font-size: clamp(1.7rem, 3vw, 2.5rem); }
h3 { font-size: clamp(1.3rem, 2.2vw, 1.8rem); }
h4 { font-size: 1.25rem; }
h5 { font-size: 1.05rem; }

p { margin-bottom: 1rem; color: var(--steel); font-size: 0.975rem; }
p:last-child { margin-bottom: 0; }

/* ===== LAYOUT ===== */
.container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }
.container--wide { max-width: 1400px; margin: 0 auto; padding: 0 24px; }
.container--narrow { max-width: 860px; margin: 0 auto; padding: 0 24px; }

/* ===== HORIZONTAL BAND SECTIONS ===== */
.band {
  width: 100%;
  padding: 64px 0;
  border-bottom: 1px solid var(--border);
}
.band--dark {
  background: var(--navy);
  border-bottom: none;
}
.band--dark h1, .band--dark h2, .band--dark h3, .band--dark h4 { color: var(--white); }
.band--dark p, .band--dark span { color: rgba(255,255,255,0.75); }
.band--teal {
  background: var(--teal);
  border-bottom: none;
}
.band--teal h1, .band--teal h2, .band--teal h3 { color: var(--white); }
.band--teal p { color: rgba(255,255,255,0.85); }
.band--light { background: var(--white); }
.band--alt { background: var(--bg-section); }
.band--sm { padding: 40px 0; }
.band--xs { padding: 24px 0; }
.band--lg { padding: 88px 0; }

/* ===== SECTION LABELS ===== */
.section-label {
  display: block;
  font-family: var(--font-body);
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--teal);
  margin-bottom: 14px;
}
.band--dark .section-label { color: rgba(27,107,114,0.9); }

/* ===== DIVIDERS ===== */
.h-rule {
  border: none;
  border-top: 1px solid var(--border);
  margin: 32px 0;
}
.h-rule--dark {
  border-top: 1px solid rgba(255,255,255,0.12);
}

/* ===== NAVIGATION ===== */
.topbar {
  background: var(--navy);
  border-bottom: 3px solid var(--teal);
  position: sticky;
  top: 0;
  z-index: 1000;
}
.topbar__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 64px;
}
.topbar__logo {
  display: flex;
  flex-direction: column;
  gap: 1px;
}
.topbar__logo-name {
  font-family: var(--font-heading);
  font-size: 1.55rem;
  font-weight: 700;
  color: var(--white);
  letter-spacing: 0.04em;
}
.topbar__logo-tagline {
  font-size: 0.6rem;
  font-weight: 500;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--teal);
  white-space: nowrap;
}
.topbar__nav { display: flex; align-items: center; gap: 2px; }
.topbar__nav a {
  font-size: 0.8rem;
  font-weight: 500;
  letter-spacing: 0.04em;
  color: rgba(255,255,255,0.82);
  padding: 8px 12px;
  transition: color 0.2s, background 0.2s;
  white-space: nowrap;
}
.topbar__nav a:hover { color: var(--white); }
.topbar__nav a.active { color: var(--teal); border-bottom: 2px solid var(--teal); }

/* Dropdown */
.nav-dropdown { position: relative; }
.nav-dropdown > a { display: flex; align-items: center; gap: 4px; cursor: pointer; }
.nav-dropdown > a::after {
  content: '';
  display: inline-block;
  width: 0; height: 0;
  border-left: 4px solid transparent;
  border-right: 4px solid transparent;
  border-top: 4px solid currentColor;
  margin-top: 2px;
}
.dropdown-menu {
  position: absolute;
  top: 100%;
  left: 0;
  background: var(--navy);
  border-top: 2px solid var(--teal);
  min-width: 200px;
  opacity: 0;
  visibility: hidden;
  transform: translateY(8px);
  transition: all 0.2s;
  z-index: 100;
}
.nav-dropdown:hover .dropdown-menu { opacity: 1; visibility: visible; transform: translateY(0); }
.dropdown-menu a {
  display: block;
  padding: 10px 16px;
  font-size: 0.78rem;
  color: rgba(255,255,255,0.78);
  border-bottom: 1px solid rgba(255,255,255,0.06);
}
.dropdown-menu a:hover { color: var(--white); background: rgba(27,107,114,0.2); }

/* Mobile hamburger */
.topbar__hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 8px;
  background: none;
  border: none;
}
.topbar__hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--white);
  transition: all 0.3s;
}

/* Mobile nav */
.mobile-nav {
  display: none;
  background: var(--navy);
  border-top: 1px solid rgba(255,255,255,0.1);
  padding: 16px 0;
}
.mobile-nav.open { display: block; }
.mobile-nav a {
  display: block;
  padding: 12px 24px;
  color: rgba(255,255,255,0.82);
  font-size: 0.88rem;
  border-bottom: 1px solid rgba(255,255,255,0.05);
}
.mobile-nav a:hover { color: var(--white); background: rgba(27,107,114,0.15); }
.mobile-nav-group > span {
  display: block;
  padding: 10px 24px;
  font-size: 0.7rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--teal);
  font-weight: 600;
}
.mobile-nav a.sub { padding-left: 36px; font-size: 0.82rem; }

/* ===== FOOTER ===== */
.footer {
  background: var(--navy);
  border-top: 3px solid var(--teal);
  padding: 56px 0 0;
}
.footer__grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,0.1);
}
.footer__brand-name {
  font-family: var(--font-heading);
  font-size: 1.7rem;
  font-weight: 700;
  color: var(--white);
  letter-spacing: 0.04em;
  margin-bottom: 12px;
}
.footer__brand-desc {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.6);
  line-height: 1.65;
  margin-bottom: 20px;
}
.footer__contact-item {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.65);
  margin-bottom: 6px;
  display: flex;
  gap: 8px;
}
.footer__col-title {
  font-family: var(--font-heading);
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--white);
  letter-spacing: 0.12em;
  text-transform: uppercase;
  margin-bottom: 18px;
  padding-bottom: 10px;
  border-bottom: 1px solid rgba(255,255,255,0.15);
}
.footer__links a {
  display: block;
  font-size: 0.8rem;
  color: rgba(255,255,255,0.6);
  padding: 4px 0;
  transition: color 0.2s;
}
.footer__links a:hover { color: var(--teal); }
.footer__bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 20px 0;
  flex-wrap: wrap;
  gap: 12px;
}
.footer__copy {
  font-size: 0.75rem;
  color: rgba(255,255,255,0.45);
}
.footer__legal-links { display: flex; gap: 20px; flex-wrap: wrap; }
.footer__legal-links a {
  font-size: 0.75rem;
  color: rgba(255,255,255,0.45);
  transition: color 0.2s;
}
.footer__legal-links a:hover { color: var(--white); }

/* ===== HERO (no badges, no promo blocks) ===== */
.hero {
  background: var(--navy);
  padding: 80px 0 72px;
  border-bottom: 3px solid var(--teal);
}
.hero__inner {
  display: grid;
  grid-template-columns: 1fr 420px;
  gap: 64px;
  align-items: center;
}
.hero__kicker {
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--teal);
  margin-bottom: 20px;
  display: block;
}
.hero__title {
  font-family: var(--font-heading);
  font-size: clamp(2.4rem, 4.5vw, 3.8rem);
  font-weight: 600;
  color: var(--white);
  line-height: 1.12;
  margin-bottom: 24px;
}
.hero__title em {
  font-style: italic;
  color: rgba(255,255,255,0.75);
}
.hero__description {
  font-size: 1rem;
  color: rgba(255,255,255,0.7);
  line-height: 1.7;
  margin-bottom: 32px;
  max-width: 520px;
}
.hero__actions { display: flex; gap: 14px; flex-wrap: wrap; }
.hero__image {
  width: 100%;
  aspect-ratio: 4/3;
  object-fit: cover;
  display: block;
  border-left: 3px solid var(--teal);
}

/* ===== BUTTONS ===== */
.btn {
  display: inline-block;
  font-family: var(--font-body);
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 12px 28px;
  cursor: pointer;
  border: none;
  transition: all 0.2s;
  white-space: nowrap;
  text-align: center;
}
.btn--primary {
  background: var(--teal);
  color: var(--white);
}
.btn--primary:hover { background: var(--teal-dark); color: var(--white); }
.btn--outline {
  background: transparent;
  color: var(--white);
  border: 1px solid rgba(255,255,255,0.45);
}
.btn--outline:hover { border-color: var(--white); color: var(--white); }
.btn--outline-dark {
  background: transparent;
  color: var(--navy);
  border: 1px solid var(--navy);
}
.btn--outline-dark:hover { background: var(--navy); color: var(--white); }
.btn--outline-teal {
  background: transparent;
  color: var(--teal);
  border: 1px solid var(--teal);
}
.btn--outline-teal:hover { background: var(--teal); color: var(--white); }
.btn--dark {
  background: var(--navy);
  color: var(--white);
}
.btn--dark:hover { background: var(--navy-light); }
.btn--sm { padding: 8px 18px; font-size: 0.72rem; }
.btn--lg { padding: 15px 36px; font-size: 0.85rem; }

/* ===== CARDS ===== */
.card {
  background: var(--white);
  border: 1px solid var(--border);
  display: flex;
  flex-direction: column;
  transition: box-shadow 0.2s;
}
.card:hover { box-shadow: 0 4px 24px rgba(22,32,64,0.08); }
.card__image { width: 100%; aspect-ratio: 16/9; object-fit: cover; display: block; }
.card__body { padding: 24px; flex: 1; display: flex; flex-direction: column; gap: 10px; }
.card__tag {
  font-size: 0.65rem;
  font-weight: 700;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--teal);
}
.card__title {
  font-family: var(--font-heading);
  font-size: 1.2rem;
  font-weight: 600;
  color: var(--navy);
  line-height: 1.3;
}
.card__excerpt {
  font-size: 0.85rem;
  color: var(--steel);
  line-height: 1.6;
  flex: 1;
}
.card__footer {
  padding: 16px 24px;
  border-top: 1px solid var(--border);
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 0.75rem;
  color: var(--text-light);
}
.card__link {
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--teal);
  letter-spacing: 0.06em;
  text-transform: uppercase;
}
.card__link:hover { color: var(--navy); }

/* Sector card */
.sector-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-top: 3px solid var(--teal);
  padding: 28px;
  transition: box-shadow 0.2s;
}
.sector-card:hover { box-shadow: 0 4px 20px rgba(22,32,64,0.07); }
.sector-card__code {
  font-size: 0.62rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--text-light);
  margin-bottom: 10px;
}
.sector-card__title {
  font-family: var(--font-heading);
  font-size: 1.35rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 12px;
}
.sector-card__desc {
  font-size: 0.84rem;
  color: var(--steel);
  line-height: 1.6;
  margin-bottom: 20px;
}
.sector-card__stat {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.78rem;
  color: var(--text-light);
  padding: 8px 0;
  border-top: 1px solid var(--border);
}
.sector-card__stat strong { color: var(--navy); font-weight: 600; }

/* ===== DATA METRICS BAR ===== */
.metrics-bar {
  background: var(--navy);
  padding: 20px 0;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.metrics-bar__inner {
  display: flex;
  gap: 0;
  overflow-x: auto;
}
.metric {
  flex: 1;
  min-width: 160px;
  padding: 0 28px;
  border-right: 1px solid rgba(255,255,255,0.12);
}
.metric:last-child { border-right: none; }
.metric__value {
  font-family: var(--font-heading);
  font-size: 2rem;
  font-weight: 600;
  color: var(--white);
  line-height: 1;
  margin-bottom: 6px;
}
.metric__value span { font-size: 1rem; color: var(--teal); font-weight: 700; }
.metric__label {
  font-size: 0.68rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.5);
}
.metric__change {
  font-size: 0.72rem;
  font-weight: 600;
  margin-top: 4px;
}
.metric__change.up { color: #4ADE80; }
.metric__change.down { color: #F87171; }
.metric__change.neutral { color: rgba(255,255,255,0.4); }

/* ===== GRID SYSTEMS ===== */
.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 28px; }
.grid-3 { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 28px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.grid-5 { display: grid; grid-template-columns: repeat(5, 1fr); gap: 20px; }
.grid-2-1 { display: grid; grid-template-columns: 2fr 1fr; gap: 40px; }
.grid-1-2 { display: grid; grid-template-columns: 1fr 2fr; gap: 40px; }
.grid-3-2 { display: grid; grid-template-columns: 3fr 2fr; gap: 48px; }

/* ===== SECTION HEADER ===== */
.section-header {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  margin-bottom: 36px;
  padding-bottom: 20px;
  border-bottom: 1px solid var(--border);
  flex-wrap: wrap;
  gap: 16px;
}
.section-header--dark { border-bottom-color: rgba(255,255,255,0.12); }
.section-header__title { margin-bottom: 0; }
.section-header__meta {
  font-size: 0.75rem;
  font-weight: 500;
  color: var(--text-light);
  letter-spacing: 0.06em;
}

/* ===== TABLE ===== */
.data-table { width: 100%; border-collapse: collapse; }
.data-table th {
  background: var(--navy);
  color: rgba(255,255,255,0.8);
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 12px 16px;
  text-align: left;
  white-space: nowrap;
}
.data-table td {
  padding: 12px 16px;
  font-size: 0.85rem;
  border-bottom: 1px solid var(--border);
  color: var(--steel);
}
.data-table tr:hover td { background: rgba(27,107,114,0.04); }
.data-table td.val { font-weight: 600; color: var(--navy); }
.data-table td.up { color: #16a34a; font-weight: 600; }
.data-table td.down { color: #dc2626; font-weight: 600; }
.data-table td.neutral { color: var(--text-light); }

/* ===== BREADCRUMB ===== */
.breadcrumb {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.75rem;
  color: var(--text-light);
  padding: 16px 0;
  flex-wrap: wrap;
}
.breadcrumb a { color: var(--text-light); }
.breadcrumb a:hover { color: var(--teal); }
.breadcrumb__sep { color: var(--border-dark); }
.breadcrumb__current { color: var(--steel); font-weight: 500; }

/* ===== PAGE HEADER BAND ===== */
.page-header {
  background: var(--navy);
  padding: 48px 0 40px;
  border-bottom: 3px solid var(--teal);
}
.page-header__breadcrumb { margin-bottom: 16px; }
.page-header__breadcrumb .breadcrumb a,
.page-header__breadcrumb .breadcrumb,
.page-header__breadcrumb .breadcrumb__sep { color: rgba(255,255,255,0.4); }
.page-header__breadcrumb .breadcrumb__current { color: rgba(255,255,255,0.7); }
.page-header__kicker {
  font-size: 0.65rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--teal);
  font-weight: 700;
  display: block;
  margin-bottom: 12px;
}
.page-header__title {
  font-family: var(--font-heading);
  font-size: clamp(1.9rem, 3.5vw, 3rem);
  color: var(--white);
  font-weight: 600;
  margin-bottom: 16px;
  line-height: 1.15;
}
.page-header__subtitle {
  font-size: 1rem;
  color: rgba(255,255,255,0.65);
  max-width: 640px;
  line-height: 1.65;
}

/* ===== SIDEBAR ===== */
.sidebar { display: flex; flex-direction: column; gap: 28px; }
.sidebar-block {
  background: var(--white);
  border: 1px solid var(--border);
  border-top: 3px solid var(--navy);
}
.sidebar-block__header {
  padding: 14px 20px;
  background: var(--navy);
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--white);
}
.sidebar-block__body { padding: 20px; }
.sidebar-link {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 10px 0;
  border-bottom: 1px solid var(--border);
  font-size: 0.83rem;
  color: var(--steel);
  transition: color 0.2s;
}
.sidebar-link:last-child { border-bottom: none; }
.sidebar-link:hover { color: var(--teal); }
.sidebar-link__arrow { font-size: 0.7rem; color: var(--text-light); }

/* ===== QUOTE / HIGHLIGHT BLOCK ===== */
.highlight-block {
  background: var(--navy);
  padding: 32px 36px;
  border-left: 4px solid var(--teal);
}
.highlight-block p {
  font-family: var(--font-heading);
  font-size: 1.3rem;
  font-style: italic;
  color: var(--white);
  line-height: 1.5;
  margin: 0;
}
.highlight-block__source {
  display: block;
  font-size: 0.75rem;
  color: rgba(255,255,255,0.5);
  margin-top: 14px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  font-style: normal;
}

/* ===== STAT BOXES ===== */
.stat-box {
  background: var(--white);
  border: 1px solid var(--border);
  padding: 24px;
  text-align: center;
}
.stat-box__val {
  font-family: var(--font-heading);
  font-size: 2.5rem;
  font-weight: 600;
  color: var(--navy);
  line-height: 1;
  margin-bottom: 8px;
}
.stat-box__val em { font-style: normal; color: var(--teal); }
.stat-box__label {
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--text-light);
}
.stat-box__note {
  font-size: 0.72rem;
  color: var(--text-light);
  margin-top: 6px;
}

/* ===== ARTICLE / REPORT ITEM ===== */
.list-item {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 24px;
  padding: 24px 0;
  border-bottom: 1px solid var(--border);
  align-items: start;
}
.list-item:last-child { border-bottom: none; }
.list-item__date {
  width: 56px;
  text-align: center;
  flex-shrink: 0;
}
.list-item__date-day {
  font-family: var(--font-heading);
  font-size: 2rem;
  font-weight: 600;
  color: var(--navy);
  line-height: 1;
}
.list-item__date-month {
  font-size: 0.65rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--teal);
  margin-top: 4px;
}
.list-item__tag {
  font-size: 0.62rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--teal);
  font-weight: 700;
  margin-bottom: 6px;
}
.list-item__title {
  font-family: var(--font-heading);
  font-size: 1.15rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 8px;
  line-height: 1.3;
}
.list-item__title a:hover { color: var(--teal); }
.list-item__excerpt {
  font-size: 0.83rem;
  color: var(--steel);
  line-height: 1.6;
  margin-bottom: 10px;
}
.list-item__meta {
  font-size: 0.72rem;
  color: var(--text-light);
}

/* ===== FORM ===== */
.form-group { margin-bottom: 20px; }
.form-label {
  display: block;
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--navy);
  margin-bottom: 8px;
}
.form-input,
.form-select,
.form-textarea {
  width: 100%;
  padding: 12px 16px;
  font-family: var(--font-body);
  font-size: 0.9rem;
  color: var(--navy);
  background: var(--white);
  border: 1px solid var(--border-dark);
  outline: none;
  transition: border-color 0.2s;
}
.form-input:focus,
.form-select:focus,
.form-textarea:focus { border-color: var(--teal); }
.form-textarea { resize: vertical; min-height: 140px; }
.form-hint {
  font-size: 0.72rem;
  color: var(--text-light);
  margin-top: 6px;
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-success {
  display: none;
  background: #f0fdf4;
  border: 1px solid #bbf7d0;
  border-left: 4px solid #16a34a;
  padding: 20px 24px;
  margin-bottom: 24px;
}
.form-success.show { display: block; }
.form-success p { color: #166534; font-weight: 500; margin: 0; font-size: 0.9rem; }

/* ===== PAGINATION ===== */
.pagination {
  display: flex;
  align-items: center;
  gap: 6px;
  justify-content: center;
  margin-top: 40px;
}
.pagination a, .pagination span {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 36px;
  height: 36px;
  font-size: 0.82rem;
  font-weight: 500;
  border: 1px solid var(--border);
  color: var(--steel);
  transition: all 0.2s;
}
.pagination a:hover { background: var(--teal); color: var(--white); border-color: var(--teal); }
.pagination .current { background: var(--navy); color: var(--white); border-color: var(--navy); }

/* ===== TAG / BADGE ===== */
.tag {
  display: inline-block;
  font-size: 0.65rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  padding: 4px 10px;
  background: var(--bg-section);
  color: var(--steel);
  border: 1px solid var(--border);
  transition: all 0.2s;
}
.tag:hover { background: var(--navy); color: var(--white); border-color: var(--navy); }
.tag--teal { background: rgba(27,107,114,0.1); color: var(--teal); border-color: rgba(27,107,114,0.25); }

/* ===== INDICATOR TABLE BAND ===== */
.indicator-row {
  display: grid;
  grid-template-columns: 1fr auto auto auto;
  gap: 16px;
  padding: 16px 0;
  border-bottom: 1px solid var(--border);
  align-items: center;
}
.indicator-row:last-child { border-bottom: none; }
.indicator-name {
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--navy);
}
.indicator-sub {
  font-size: 0.72rem;
  color: var(--text-light);
  margin-top: 2px;
}
.indicator-val {
  font-family: var(--font-heading);
  font-size: 1.25rem;
  font-weight: 600;
  color: var(--navy);
  text-align: right;
  white-space: nowrap;
}
.indicator-change {
  font-size: 0.78rem;
  font-weight: 600;
  text-align: right;
  white-space: nowrap;
}
.indicator-change.up { color: #16a34a; }
.indicator-change.down { color: #dc2626; }
.indicator-period {
  font-size: 0.7rem;
  color: var(--text-light);
  text-align: right;
  white-space: nowrap;
}

/* ===== NOTICE BAR ===== */
.notice-bar {
  background: var(--bg-section);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  padding: 12px 0;
}
.notice-bar p {
  font-size: 0.78rem;
  color: var(--text-light);
  text-align: center;
  margin: 0;
}
.notice-bar strong { color: var(--steel); }

/* ===== POLICY PAGES ===== */
.policy-content h2 { font-size: 1.5rem; margin-top: 40px; margin-bottom: 16px; padding-bottom: 10px; border-bottom: 1px solid var(--border); }
.policy-content h3 { font-size: 1.15rem; margin-top: 28px; margin-bottom: 12px; }
.policy-content p { font-size: 0.92rem; line-height: 1.75; margin-bottom: 16px; }
.policy-content ul, .policy-content ol { padding-left: 24px; margin-bottom: 16px; }
.policy-content ul { list-style: disc; }
.policy-content ol { list-style: decimal; }
.policy-content li { font-size: 0.92rem; line-height: 1.7; margin-bottom: 8px; color: var(--steel); }
.policy-content a { color: var(--teal); }
.policy-content a:hover { text-decoration: underline; }
.policy-content .updated-date {
  display: inline-block;
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--text-light);
  margin-bottom: 32px;
  padding-bottom: 12px;
  border-bottom: 1px solid var(--border);
}

/* ===== TEAM CARDS ===== */
.team-card {
  background: var(--white);
  border: 1px solid var(--border);
}
.team-card__img {
  width: 100%;
  aspect-ratio: 3/4;
  object-fit: cover;
  object-position: top;
  display: block;
  border-bottom: 3px solid var(--teal);
}
.team-card__body { padding: 20px; }
.team-card__name {
  font-family: var(--font-heading);
  font-size: 1.2rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 4px;
}
.team-card__role {
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--teal);
  margin-bottom: 12px;
}
.team-card__bio { font-size: 0.82rem; color: var(--steel); line-height: 1.6; }

/* ===== PROGRESS / BAR ===== */
.progress-item { margin-bottom: 20px; }
.progress-label {
  display: flex;
  justify-content: space-between;
  font-size: 0.8rem;
  font-weight: 500;
  color: var(--navy);
  margin-bottom: 6px;
}
.progress-track {
  height: 6px;
  background: var(--border);
  position: relative;
}
.progress-fill {
  position: absolute;
  left: 0; top: 0; bottom: 0;
  background: var(--teal);
}

/* ===== UTILITIES ===== */
.text-center { text-align: center; }
.text-right { text-align: right; }
.mb-0 { margin-bottom: 0; }
.mb-8 { margin-bottom: 8px; }
.mb-16 { margin-bottom: 16px; }
.mb-24 { margin-bottom: 24px; }
.mb-32 { margin-bottom: 32px; }
.mb-40 { margin-bottom: 40px; }
.mt-8 { margin-top: 8px; }
.mt-16 { margin-top: 16px; }
.mt-24 { margin-top: 24px; }
.mt-32 { margin-top: 32px; }
.mt-40 { margin-top: 40px; }
.gap-8 { gap: 8px; }
.gap-16 { gap: 16px; }
.flex { display: flex; }
.flex-wrap { flex-wrap: wrap; }
.items-center { align-items: center; }
.justify-between { justify-content: space-between; }
.gap-12 { gap: 12px; }

.teal { color: var(--teal); }
.navy { color: var(--navy); }
.muted { color: var(--text-light); }

/* ===== RESPONSIVE ===== */
@media (max-width: 1024px) {
  .footer__grid { grid-template-columns: 1fr 1fr; }
  .hero__inner { grid-template-columns: 1fr; }
  .hero__image { display: none; }
  .grid-4 { grid-template-columns: 1fr 1fr; }
  .grid-5 { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 768px) {
  .topbar__nav { display: none; }
  .topbar__hamburger { display: flex; }
  .hero { padding: 56px 0; }
  .band { padding: 44px 0; }
  .grid-2, .grid-3, .grid-2-1, .grid-1-2, .grid-3-2 { grid-template-columns: 1fr; }
  .grid-4 { grid-template-columns: 1fr; }
  .grid-5 { grid-template-columns: 1fr 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .footer__grid { grid-template-columns: 1fr; gap: 28px; }
  .footer__bottom { flex-direction: column; align-items: flex-start; }
  .section-header { flex-direction: column; align-items: flex-start; }
  .metrics-bar__inner { gap: 0; }
  .metric { min-width: 130px; padding: 0 16px; }
  .indicator-row { grid-template-columns: 1fr auto; }
  .indicator-period, .indicator-change { display: none; }
  h1 { font-size: 2rem; }
  h2 { font-size: 1.6rem; }
}

@media (max-width: 480px) {
  .grid-5 { grid-template-columns: 1fr; }
  .container { padding: 0 16px; }
}